Life Insurance


Our mission is to provide our financial professionals with a resource for independent and professional guidance in areas such as estate planning, business insurance, retirement plans, executive benefits, personal insurance, and strategies for wealth management. We offer resources from the highest rated carriers such as John Hancock, Lincoln Financial, Prudential, Metlife, Principal, and Transamerica to name a few. We monitor all carrier ratings very closely and analyze the ALIRT data for each one on a routine basis. We provide you with thoughtful solutions to your client’s situation using some of the following:

  • Universal Life
  • Guaranteed Universal Life
  • Whole Life
  • Level Term Insurance.10, 15, 20 and 30 year in amounts of $250,000 or higher
  • Return of Premium Term
  • Variable Life
  • Guaranteed Variable Life
  • Survivorship Variable
  • Guaranteed Survivorship Variable
  • Survivorship UL
  • Guaranteed Survivorship UL
  • Survivorship Term
  • Linked Benefit products featuring a combination of Life and Long Term Care

These provide the platform for our case design specialists to assist you in providing state of the art solutions for your clients. Our staff is experienced in policy reviews (Fiscal Fitness Kits), business insurance (Overlooked Source of Capital Kits), as well as estate planning for Charitable Gifting, Estate Equalization, Family Limited Partnerships, Life Insurance Trusts, Generation Skipping, and Premium Financing.

We are well versed in Executive Benefits like Deferred Compensation, Long Term Care Insurance, SERP and Disability Income. We will provide support for business insurance cases for Key Person, Disability Buyout, Buy/Sell and Business Overhead Expense.

If you are working on retirement planning, we can provide resources for 401(k), Defined Benefit, Defined Contribution, 412(i), Profit Sharing and Safe Harbor.

 

Kay Dempsey
CLU, ChFC, CLTC
CEO, Registered Principal
Direct Line: 404.604.2068
Direct Fax: 404.604.2069
 

Todd Oglevee
Life Brokerage Manager
Direct Line: 404.604.2668
Direct Fax: 404.604.2669